Help With Mortgage

Times are tough, and banks know that better than we do. (The reason why FOURTY big banks went under between 2008 and 2009!)

All those banks hitting rock bottom started a chain of events that hasn't fully played out yet, but no doubt is in some small part responsible for you reading this page right now.

Asking for help with your Mortgage may be hard, but is always a smart move. Thousands of people every year don't ask for help, living in a state of denial that only catches up with them when the sheriff comes to evict them.

But what kinds of help is available to you? The possibilities are limitless, depending on many factors, such as the condition of your bank, the amount of equity you have built up, the local laws, the local charities, your insurance, the money you have on hand, your credit record, your willingness to relocate, and many other factors. It can be extremely confusing to know who to ask for help, and of course what kind of help you need.

Since you're here right now, we're working hard on making this page useful to you. It will list the latest news and editorials about getting help with mortgages, and anything else we think will lead you in the right direction. In short, if you're reading this, you'd be smart to read everything below on this page.

Fha Mortgage Help Program

Fha Mortgage Help Program

Question: does champion mortgage have a bridge loan program for the $8000 tax credit?

it was recently announced hud will allow FHA-approved lenders to issue short-term loans to advance the credit amount for use in purchasing the home. does anyone know if champion mortgage has such a program? i checked with my state [...]

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Mortgage Help Direct Gov Uk

Mortgage Help Direct Gov Uk

Question: What is the pregnancy pay in the UK?

I read this piece on direct.gov.uk, and it said that pregnant women can take up to 39 weeks leave, however, you get paid 90% pay for first 6 weeks & for the next 33 weeks you get only £112.5 per week. That isn’t [...]

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Mortgage Help In Michigan

Mortgage Help In Michigan

Question: I want to refinance from a balloon to a 15 year fixed rate mortgage?

I live in Saginaw, Michigan.
The house is supposed to be worth $95k.
I still owe $68k.
I refinanced already twice and didn’t have to pay PMI because the first mortgage was a VA loan.
Will I have to pay PMI this [...]

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Chase Mortgage Help For Homeowners

Chase Mortgage Help For Homeowners

Question: If a Citizen can’t make pay mortgage, will our Gov give the same helping hand given to Bear Stearns?

Chase only paid about $236 million for a multi billion dollar company. Chase got the corporate headquarters for nothing, but it is valued at a billion dollars.
The rest of the Bear [...]

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Government Mortgage Help For Homeowners

Government Mortgage Help For Homeowners

Question: Why doesn’t the government just pay off everyone’s mortgage?

It would not only bail out the banks but also the homeowners.
Everyone’s balance sheet would turn their debt into equity.
The money actually pays off the debt instead of vaporizing into a margin call. The current bailout plan just wipes out $700 [...]

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