Loan Modification Success

Loan Modification Success

Question: Has anyone had any success with a loan modification?

Initially we hired a company, total rip off, got 100 percent refund after threatening legal action. Our mortgage company doesn’t seem to know what they’re doing, we get assurances over the phone but also unsigned computer general threatening letters in the mail! Does this [...]

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Loan Modification Real Estate

Loan Modification Real Estate

Question: pacific loan soloutions of riverside scammed me for 6,000 how can I get money back besides small claim court?

Pacific Loan Soloutions of Riverside Ca, scammed me for almost 7,000. I have filed a small claims case and contacted the Ca Dept pf Real Estate and the Riverside District Attorneys Office of [...]

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Loan Modification Act

Loan Modification Act

Question: Has anyone successfully completed a Mortgage Modification under the new Making Home Affordable Act?

Just curious if anyone has actually been able to speak to a real person at their Mortgage lender and been successful in completing a loan modification under this new plan. Our loan is serviced by Citi and I never [...]

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Mortgage Modification Plan Guidelines

Mortgage Modification Plan Guidelines
The Obama administration generated a simplified loan modification program that aims to reduce homeowner’s monthly mortgage payments based on their monthly gross income. There are two types of programs under Obama’s plan: The Home Affordable Modification Program and Home Affordable Refinance Program for mortgage refinancing.
How will Obama’s Loan Modification Plan Work?

Servicer [...]

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Loan Modification Credit Report

Loan Modification Credit Report

Question: Will a loan modification, on my 1st mortgage, effect credit bureau?

I am applying for a loan modification. If I decide later to sell my home, will this loan modification effect my credit report, so I am unable to purchase a new home?

Answer: As long as your credit is not terrible already [...]

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